CALIFORNIA DREAM FOR ALL

Helping First-Time Buyers Own Sooner — With Less Upfront

Voucher Registration Window:

February 24, 2026 – March 16, 2026

👉 See If I Qualify

Up to 20% down payment assistance for eligible California homebuyers through CalHFA’s Dream For All program. Limited registration window. Strategic preparation required.

 

Waiting is risky. Preparing early is strategic.

📌 Selection is random — not first-come, first-served

 

WHAT IS DREAM FOR ALL?

Owning a home in California can feel out of reach. Dream For All was created to change that. The California Dream For All Shared Appreciation Loan (DFA) helps qualified buyers purchase a home with less cash upfront by assisting with down payment and closing costs. There are no monthly payments on the DFA loan. Repayment only occurs when you sell, transfer, or refinance the home. Less pressure today. More opportunity tomorrow.

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PROGRAM HIGHLIGHTS
This program is designed to reduce barriers—not increase monthly obligations.
✔ Up to 20% down payment assistance (maximum $150,000) ✔ Funds may be used for down payment and/or closing costs ✔ No monthly payments on the DFA loan ✔ Repayment occurs only when the home is sold or transferred ✔ Repayment includes the original loan plus a share of appreciation

WHO MAY QUALIFY

1
At least one borrower is a first-generation homebuyer
2
At least one borrower currently lives in California
3
All borrowers are first-time homebuyers
4
Household income meets CalHFA county income limits

HOW TO PREPARE

To be competitive, buyers must complete all steps in advance:
Work with a CalHFA-approved lender
Obtain a Dream For All pre-approval letter
Complete the free 1-hour Dream For All education course
Gather required income and asset documentation

Talk to a CalHFA Approved Lender

WHY WORK WITH ASPIRA REALTY

Dream For All is powerful—but only when navigated correctly. At Aspira Realty, we specialize in helping buyers: • Understand eligibility before applying • Coordinate with approved lenders • Prepare documentation correctly • Move confidently when the window opens This isn’t about luck. It’s about positioning. Don’t Miss the Window Dream For All is a rare opportunity—but it rewards buyers who plan ahead. 👉 Find out if this program fits your path to homeownership.
Prepare for Dream For All

Start Your Dream For All Preparation

This program is not first-come, first-served. Preparation is the advantage.

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Learn More

Official CalHFA Program Details:
www.calhfa.ca.gov/dream

Contact Details

Aspira Realty

Phone

(707) 837-5512

Email

[email protected]

Address

559 David Clayton Ln Windsor CA 95492 Nadine Reyes, Owner/Broker | CA DRE# 01895778

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